Thursday, 19 May 2011
The Association of British Insurers (ABI) said the UK was now the "whiplash capital of Europe", with one out of every 140 people claiming for a whiplash injury each year.

It said the activities of ambulance chasing lawyers and claims management firms, as well as staged "cash for crash" accidents, were driving up the number of claims.

Whiplash occurs when the soft tissue in the spine is stretched and strained following a sudden forceful movement, such as being hit from behind in a car.

But it is often difficult to diagnose, while it is easy to fake or exaggerate, making claims for the injury a target for fraudsters.

Around 1,200 whiplash claims are made in the UK every day, six times more than the number of people who claim for workplace related injuries each year.

Three-quarters of personal injury claims in the UK are for whiplash, the highest level in Europe.

The high level of payouts for personal injuries is contributing to steep increases in insurance premiums, with the cost of motor cover soaring by 40pc during the past year.
The ABI estimates that the cost of whiplash claims adds around 20pc or £74 to motor insurance premiums.

Of course, for reasons of political correctness, the journalist and insurance associations refuse to talk about the real reasons for this: the Muslim presence in Britain. Car crash fraud is overwhelmingly committed by Muslims. Fraud, in all its forms, is one of the two things Muslims are good at; the other is producing more Muslims.

Speaking at the 2011 Whiplash conference in Leeds, James Walton, the ABI's assistant director of motor and liability, said: "Despite the statistics I doubt that the UK has some of the weakest necks in Europe.

"Often difficult to diagnose, easy to fake and exaggerate, whiplash is a fraudster's dream."

The ABI is calling on insurers, doctors and lawyers to form a partnership to help prevent whiplash and to improve its treatment, as well as cracking down on fraudulent claims.

The ABI would be better off calling for a Muslim repatriation programme.



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